Digital banking growth in India has been rapid. Unfortunately, cyber threats have also increased. Follow these steps to secure your accounts.
Never share your OTP or banking pins with anyone, even if they claim to be from the bank.
Enable Two-Factor Authentication
Always enable MFA on your banking apps. Use an authenticator app instead of SMS for better security.
Network Safety
Avoid logging into banking apps on public Wi-Fi. Use your cellular data instead.
FAQ
Is SMS authentication secure?
It is prone to SIM swapping. Use an app if possible.
What to do if hacked?
Report it to your bank immediately.
How often to change passwords?
Every six months or if you suspect a breach.
Are banking apps safe?
Yes, if you keep your phone software updated.
